There are a variety of situations when unfortunately a person can suffer personal injury due to no fault of their own.
You may have suffered food poisoning or other injuries as a result of consuming a contaminated food product.
An injury could have been suffered as a result of using a faulty product supplied to you.
Accident while out of the United Kingdom
You may have suffered an accident whilst abroad on holiday or at sea.
Non physical injuries can be caused as a result of bullying in the workplace or at school.
In all these situations it is possible to seek redress by way compensation from the party at fault.