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Many people do not want to think about what will happen when they die although most of us know that we should. Consider, for just one minute, what you want for your nearest and dearest. Make it easier for those you love, at a difficult time, by making a Will. If you don’t have a Will, then your estate passes under the rules of intestacy. We mention some common problems below:-
- Jane lived with Ben for thirty years. Ben died without a will. His estate went to his children from his previous marriage
- Simon had eight children. The least reliable one was quick off the mark and administered the estate.
Even if you already have a Will it may no longer be relevant in your present circumstances.
Increase in property values may be something you should consider in the context of your after death provisions. As you will have gathered from comment in the press there is likely to be a liability to pay Inheritance Tax on many more estates. Currently Inheritance Tax is payable at 40% on that part of a person’s estate which exceeds £325,000.00. If you are married or in a civil partnership the unused part of your deceased’s spouse or partner’s Inheritance Tax free allowance could amalgamate with yours thus increasing your tax free band. This is something that might affect you and your family.
Should you require nursing home care inevitably there will be a liability to meet the costs of that care which will be a drain on the family’s resources. Most people would like to protect at least part of the family assets and this is something that can often be achieved in association with testamentary provisions.
Many people live or have a relationship with a person to whom they are not married. Only with a Will can you make provision for such a person after death.
It is a popular misconception that a surviving husband or wife will inherit everything if a person dies without making a Will. This will not necessarily be the case and depends on the value of the estate and whether there are surviving children or other relatives.
Many people do not realise that if they have minor children it is wise to make a Will appointing a testamentary guardian.
Bereavement, divorce, marriage, re-marriage, birth of children and grandchildren are events that may have a bearing on the devolution of your estate on death. An up to date Will ensures that these events are taken into account and accurately reflects your wishes.
The cost of a Will is relatively modest. Why not, as a preliminary, contact one of the following:
- Clair Dunkerley – Hartlepool 01429235616 firstname.lastname@example.org and Peterlee 0191 586 5711
- Catherine Turner – Durham 0191 383 0111 Wingate 01429838225 or 077932012747 email@example.com
If you cannot come to one of our offices but would like advice about a will or a will prepared why not fill in the form and send it to us so that we help you.
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